3 Ways to maintain your social lifestyle while paying off debt

No one wants to be in debt for the rest of their lives. But not everyone is privileged enough to have the resources to pay off their debts. Many employees are still paying off the student loan debts that they incurred even years after they’ve started working.

And as you grow older, you will also have to pay off things such as mortgage, insurance and the like. While you want to be a responsible person and pay off your debt, there’s no reason not to also enjoy living your life. Some people think that they have to stay away from shopping for clothes, going out with friends and the like just so they can pay off their debts. You don’t have to live like that. You can still enjoy a night out and some shopping if you just become smart with the way you spend your money.

Keep your social lifestyle and still pay off your debt by following the tips below.

  1.     Eat a meal at home before going out with friends – you don’t have to say no to your friends when they invite you for a night out. But if you keep going out with them regularly and you buy full meals every time, you’ll be surprised at how much money you’d have spent when they are all added together. In order to save more money to pay off your debt, why don’t you eat at home first? When you go out with your friends, you can just eat a light meal since you are already full. You can even just join them for coffee or tea or a cocktail instead of eating a meal. This way, you can still join the fun and conversation without having to spend too much money.
  1.    Don’t hesitate to look for unique outfits at thrift stores – if you like fashion, you don’t need to get designer brands which cost a lot of money if you want to look unique and beautiful. Use your creativity and upcycle some of your old clothes to make it look new and different. You can look at the many online videos that show clothes hacks on how you can give new life to old clothes. Aside from that, don’t hesitate to go to thrift stores as you may stumble upon some really good finds there without having to spend too much money. You just need patience and the ability to look beyond what you see. If you have some sewing skill, you can turn a drab dress into a figure-hugging number with a little bit of skill and imagination.
  1.    Use Uber instead of buying your own car – you may think that to be considered an adult, you need to have a car. But purchasing one will just add to your debt. With the rise of ridesharing, you can still enjoy a private car without having to pay for gas or insurance. Use apps like Uber or  RideshareApps.com which even lets you earn credits in order for you to get discounts and even free rides. Go here to learn more about the best ways to earn free Uber ride credits so that you can save more money.

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